Credit Life Insurance

MEMBER’S CHOICE® Credit Life Insurance is a voluntary insurance designed to help pay off your outstanding loan balance at the time of your death.

Credit Disability Insurance

MEMBER’S CHOICE® Credit Disability Insurance is voluntary coverage Credit Disability Insurance may help make your loan payments while you’re totally disabled due to a covered illness or injury.

GAP Insurance

GAP Plus helps protect your vehicle loan If your car is stolen or totaled in an accident. GAP Plus will help cancel the difference between the primary insurance settlement and what you may still owe on your vehicle loan.

It will cancel $1,000 of your next loan with your credit union, when you purchase a replacement vehicle within 90 days of your primary insurance settlement.

Extended Warranty

Protect yourself from mechanical breakdowns with an extended warranty with Vision Warranty Corporation powered by Auto Exam.

TruStage Life Insurance

Accidental Death and Dismemberment Insurance in the amount of $1,000 is available to you at no cost. It is underwritten by CMFG Life Insurance Company. Contact them at 1.855.612.7910 or for details and additional coverage.

* Up to your policy maximums; per terms and conditions and exclusions on your Credit Insurance Certificate.

Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, or Visual Guaranteed Asset Protection (GAP), underwritten by Frost Financial is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for full explanation of terms for Credit Life and Credit Disability Insurance or Member Agreement for a full explanation of the terms of GAP. If you choose GAP, adding the product fee to your loan amount will increase the amount of the loan.

CDCL, GAP-936176.1-0514-0616