New/Used Vehicle Loans
With a vehicle loan from our credit union, you have a money-saving alternative to high cost dealer financing or restrictive manufacturer financing terms. Whether you are in the market for a new or used vehicle, we offer great rates on loans for both new and used vehicles. Contact us and we’ll be glad to answer any questions you may have about car pricing, loan rates and the application process.
If you have already picked out a vehicle from a dealer or private seller, you’ll need to provide:
The 17-character Vehicle Identification Number (VIN) for the vehicle
The exact mileage on the vehicle
The state where you will register the vehicle
Dealer or seller’s name
Amount to be financed (including vehicle purchase price, taxes, tags, title, GAP and warranty, less any down payment)
Proof of Insurance with Virginia State University Federal Credit Union listed as lien holder
Term of the loan
If you are still car shopping but want to get pre-approved for a loan to buy from a dealership, you’ll need to provide:
Trade-in information if applicable
Amount you expect to finance (including vehicle purchase price, taxes, tags, title, GAP, and warranty, less any down payment)
Term of the loan